Organize your finances in 2014
I am not normally one for New Year’s Resolutions but with that time of year coming up it is time to look at how to organize your finances.
This isn’t something that anyone really looks forward to but it is something most of us wish we would have done earlier. You can follow the “Why budget; just make more money” model but not all of us have the ability to do this.
- Create a budget – This topic has been written about previously on this site. If you have no budget at all this is the place to start
- Improve your budget – A few tips and tricks to help you improve any budget you already have.
- Take a look at your withholdings and give yourself a raise.
- Review these tips to see if you there is anything you can do to save some money.
- Start an investment account at an easy to use firm like Betterment
This is a good time to review your financial plan and see if you are heading in the right direction. Especially before you blow all of your money on gifts that people will only return.
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